Millennial Mondays has been my baby for the last six months, because I’m a millennial and I have no idea what’s going on- so I figured ya’ll are the same. Except for, I’ve realized that I don’t know how to help you all the time, but maybe someone else does? For the next couple of months, Millennial Mondays are going to be filled with a bunch of people who know how to be successful in life. Welcome to the party.

This week’s guest poster is Moïse. She is 14 and is more financially savvy now, then I will ever be.  She has a huge passion for finances. She says “I wanted to help as many people as I can to get their finances back on track and improve them.” (She’s crazy smart & her blog is actually super helpful) To learn more about her, you can follow her on Facebook, Instagram and of course please go check out her blog:

What to pay attention to when you buy your first house

There are a lot of things you need to think about when you move out with your parents and go live in your own house/apartment. In this post, I want to give you a step by step guide on what to think about when you go live in your new house in order to prevent you from overspending and wasting money. Because when you move into your own place, you can use every penny you have.

In the freebie library of my own site goafterwealth you can find a handy printable for surviving your first night at your new place (

Let’s get into business.

Things you need to pay attention to when you buy your first house

Buying your first house is very exciting but at the same time it can also be frightening. Here are a couple of things you need to think about when you’re looking to buy your first house. When you do these thing you can save yourself a lot of money in the future.

Home inspection – A very important thing you should do is get a home inspection done by a professional. By letting your potential new home get inspected by a professional you decrease the chance of getting to come for unpleasant surprises which often cost a lot of money.

Replace locks – Before you actually move into your new home you should replace all the old locks. You should do this because not everyone always gives back the key they have from the old lock to the old owners. Sometimes the old owners don’t even ask people to give their key back, as a result, you don’t know everyone that has the key to your house.

To prevent any break-ins with the old key it’s highly recommended to change the locks. This way, you know who has a key and who doesn’t which feels a lot safer.

Check the agreement – Make sure that when you sign the buyer’s agreement, you know what is all included with the house. You have to know whether you have to buy a new dishwasher or couch or that the old owners leave their stuff in their house because they have new stuff. Knowing this can save you a lot of money.

Just think about what it would cost you to get a new couch, tv, bed, fridge, freezer, oven, etc.

Things you need to think about when you go live in your first rental place

When you go live in your first rental place there are a lot of things you need to think about and look at, here are some of those things explained.

Read the agreement – First, it’s always important to read the rental agreement. When you read the agreement, search for terms and conditions you are not satisfied with and check if everything stands in there clearly. Make sure you don’t have any questions left before you sign.

When you don’t like smoking, ask the landlord whether any neighbors smoke.

Pets – If you have any pets, say so from the start. It would be a shame if you already see yourself living in an apartment and then the landlord says pets aren’t allowed.

Inspection time – inspect things like the freezer, fridge, washing machine, microwave, etc. When something doesn’t work you know it before you live there and rely on it. Also, when you already check these things the first time, you give the landlord enough time to fix them (if they’re included in the rent) or buy one yourself.

Water pressure – Also, it’s good to check the water pressure when you first see the apartment. It would be very disappointing if you live in the place for one day and then come to the conclusion the water pressure is a way too low.

Upfront money – The last thing is finding out how much money you need to pay upfront, this way you can prepare for that and have time to get the money.

Things to think about in any case

Whether you go live in a rental place or buy your own house these are a couple things you need to do or think about.

Check your money – Make sure you have enough money to start up and buy new things. Often when you move to a new place, you have to buy a lot of new furniture and other stuff. Before you move make sure you save enough money to be able to buy all of the things you need.

Security deposit – Also, don’t forget that a lot of companies require a security deposit. You have to be able to pay those as well.

Neighbors – Before you decide to go live anywhere, meet the neighbors, a bad neighbor can really make you regret living there.

Carpet – When the carpet/tiles or anything else that lies on the ground doesn’t look good, ask the landlord or previous owners of the house about it. Maybe they agree to get rid of it without you having to do something for it.

Measure – Always check whether your bed, closets or other stuff you have fit in the new home. By reusing your old furniture, you can save yourself a lot of money.

Windows – Check the windows cracks and look if they close properly. When you see this immediately you can ask either the landlord or the current owners of a house to replace it before you move in.

Area – Discover the area. Check if the house is nearby a hospital, how friendly is the area, are there enough things to do, etc. A house can be very pretty but if you like city life and it’s in the middle of nowhere, you might not get happy there.

Address – Change your address. When you did move in your new place, don’t forget to give your new address to people, companies, etc. Here’s a list of to who you might have to give your new address:

Tax office
The company you work for
Insurance companies
Credit card companies
Doctor’s office
Phone, cable, internet provider
Family and friends

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